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Taking the downsizing plunge

Starr Partners property consultant Ian Morgan helps people to downsize into retirement.

He said it takes time to make the emotional decision to sell a family home—but while you do, there are some practical steps you can take.

RetireAustralia - taking the downsizing plunge
1. Know your finances
“Fear of the unknown is a big, big thing—the whole fear of selling your home and going somewhere new,” Ian said.
“A property agent will help you understand exactly what’s involved in every step in selling and buying, and that knowledge takes away fear.”
2. Do your legwork
Downsizing to a smaller home is easier when you have a vision of what you want to achieve. Tour some villages and turn up at open house inspections. It will help you to articulate your goal for where and how you want to live.
3. Move on your own terms
“People move better when they’re organised and planned and they do it on their own terms,” Ian said. “Having to rush to find a place, such as after a medical emergency, is difficult for everyone.”
4. Slow and steady wins the race
If you’re thinking about downsizing in the next two years, start getting your home ready now by commissioning some maintenance work and giving away or storing possessions.
“It’s about making the house as presentable as possible and having it ready well ahead of time so that it’s ready to go,” Ian said.
“This is practical, physical work you can do as you work through the emotional side of moving from your family home.”
Ian is based in East Gosford on the NSW Central Coast and has assisted many of RetireAustralia’s residents to take the downsizing plunge.

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