Moving into a retirement village is a major life decision that can bring a mix of excitement and apprehension. While the idea of a secure, community-focused lifestyle is appealing, many people have concerns about what this change will mean for their independence, finance and overall wellbeing.
If you’re considering life in a retirement village but have lingering doubts, we will help address the most common concerns and provide clarity on what to expect.
Will I lose my independence?
Many people fear that moving into a retirement village means giving up control over their lives. They worry that rules, schedules or a structured environment will limit their freedom.
The reality:
Retirement villages are designed to support independence, not restrict it. Residents live in private homes, make their own daily decisions and have the freedom to come and go as they please.
Most retirement villages also offer services like gardening, maintenance and sometimes even transportation to help residents maintain their independence and live an easy life. Across RetireAustralia’s villages, home care services, like cleaning, meal preparation, showering, mobility aids and nursing care, to name a few are also available. These services, which help residents live independently in their home for as long as possible, can be paid out-of-pocket or through a government-subsidised Home Care Package.
Are retirement villages too expensive?
Financial concerns are common, as many villages have entry fees, ongoing costs and exit fees. Some worry that the cost may not be worth it.
The reality:
While moving into a retirement village does require financial planning, it often provides good value when considering the included services, amenities, community lifestyle and security. It’s important to remember that a retirement village is not a financial investment, it’s an investment in yourself and your lifestyle.
Costs vary widely depending on location, size and contract type. Before signing on the dotted line, it’s essential to do your homework and understand the costs involved in moving in, living and leaving a retirement village. This includes the entry payment, service fees, the management fee and any costs associated with refurbishing and selling your home when you leave. Seeking financial advice can help ensure you make a well-informed decision that is right for your individual circumstances.
What if I need more care in the future?
Ageing often brings increasing health concerns, and many people worry that a retirement village might not meet their long-term care needs.
The reality:
RetireAustralia villages offer a range of living options to suit your stage of life from independent living to home care services and serviced apartments (with cleaning, meals and linen laundry), as well as aged care alternatives like care apartments or care suites in a care hub (with on-site nurse led care teams).
Every home in a RetireAustralia village has a 24/7 emergency response system. If you live in a RetireAustralia community, we can also help you navigate the My Aged Care assessment process to obtain a Home Care Package to receive government-subsidised services to help you stay independent in your home for as long as possible. If you’re not eligible for a Home Care Package, but would still like to receive home care services, they are available on a fee-for-service basis from our reliable Home Care team or a reputable local provider.
Will I feel lonely or isolated?
Leaving behind familiar surroundings and longtime friends can make people hesitant about moving to a new community.
The reality:
Retirement villages are designed to encourage social interaction with communal areas, organised activities and special interest groups. Whether you enjoy fitness classes, book clubs, happy hours or simply chatting with neighbours, there are plenty of opportunities to connect with like-minded people who are at a similar age and stage of life. If you prefer a quieter lifestyle, you can also enjoy your space and privacy while having the option to socialise when you choose. Many RetireAustralia residents say their favourite thing about living in a village is the community feel and social interaction they have.
Can my family and friends visit?
Some worry that moving into a retirement village will limit visits from loved ones or impose strict rules on guests.
The reality:
Retirement villages welcome visitors and allow overnight stays for family and friends. Policies vary, so it’s important to check the specific rules regarding guests before making a decision.
If staying connected with loved ones is a priority, look for a community that encourages family involvement. In RetireAustralia communities, we love it when family and friends come to visit and stay, all we ask is that visitors are respectful of the broader resident community. In fact, across our communities, children are regularly spotted visiting and enjoying the village amenities with their grandparents.
What if I don’t like it?
Moving into a new environment can be daunting, especially if you have lived in your family home for many years. Some people fear they won’t settle in or enjoy the lifestyle.
The reality:
Adjusting to any major life change takes time. Many new residents find that after a few months they feel more comfortable and engaged in the community. Visiting a few villages and speaking with current residents can help you determine if it’s the right fit before making a commitment.
If you decide that a RetireAustralia community isn’t right for you within 90 days of your settlement date, we will reimburse your entry payment less a pro rata rental fee and any accrued service charges for your time in the village, plus any reasonable costs incurred for renovations made at your request.
While moving into a retirement village is a big decision, understanding the facts can help ease concerns and make the transition smoother. By choosing a community that aligns with your needs and lifestyle, you can enjoy a secure, fulfilling and independent life in both now and in the future.
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RetireAustralia owns and operates retirement villages in 29 unique urban, seaside, tree-side and regional locations.
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