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Thinking about retirement living? It can be a really positive step – one that gives you more freedom, friendships and a lifestyle that suits your current stage of life. But bringing it up with family can feel daunting. You might be unsure how they’ll react or how to even start the conversation. And since buying into a retirement community is quite different to a regular property purchase, it’s normal to feel a bit unsure.
Here’s some simple ways to make the conversation easier and more meaningful.
Before speaking to your family, take some time to reflect on why you’re considering a retirement community. Are you looking for a low-maintenance lifestyle? More social opportunities? Access to support if your needs change? Whatever your reasons, knowing your “why” will help you explain your thinking clearly.
You might say something like, “I’d love more time for hobbies,” or “I want to be part of a community where I feel connected.” These personal goals can help your loved ones understand where you’re coming from.
This isn’t a conversation to rush. Choose a calm, relaxed time when you and your loved ones won’t be distracted or in a hurry. You might start with a casual chat over coffee or during a weekend visit, something informal that creates a safe space for open conversation.
Your loved might feel surprised, emotional or even resistant at first. That doesn’t mean they’re against the idea, it just means they care. Be honest about your intentions and let them know this is not a decision made lightly. Let them know that you’re exploring options and want to include them in the journey.
Many people still think retirement living means giving up independence, but that’s far from the truth. Today’s retirement communities are full of life, offering support, connection and freedom. Share brochures, websites, or even suggest visiting a village together.
Let them know you’re not asking for permission; you’re sharing your plans and welcoming their input.
It’s natural for loved ones to worry about change. They might be concerned about your health, finances or even the idea of leaving the family home. That’s okay. Listen patiently and answer what you can. And if you don’t have all the answers yet, that’s fine too. You’re exploring, and part of that process involves learning together.
One conversation is rarely enough. Give your loved ones time to think and ask questions. Keep them in the loop as you explore different communities or speak with village teams. As they see how this move could improve your lifestyle and make this stage of your life more enjoyable, they’ll likely feel more at ease.
Buying into retirement living is different financial from buying a regular home. It’s important to understand the costs involved—what you pay when you move in, while you live there, and when you leave. Sharing this with your family can help avoid confusion or concerns later on.
Take it from John and Margy at Boambee Gardens Retirement Village. They had an open conversation with their children before they moved, and it mad all the difference.
“Our children understand that we have moved into a lifestyle that is suitable for us,” says John. “They’re very happy with it because they know that we’re not on our own, that there are other people around us who are caring and supportive, who are there if we really need them.”
Talking to your family about retirement living doesn’t have to be stressful. With a little thought and care, it can be a positive, empowering conversation—that opens the door to a new and exciting chapter in life.
RetireAustralia owns and operates retirement villages in 29 unique urban, seaside, tree-side and regional locations.
